The law requires us to have your consent before we use any personal information you give us or pass on to any third parties connected with us. In order for us to properly deal with your requirements, you agree that by utilizing our services:

• 1. The information we hold about you can be held on computer and/or paper files.
• 2. Any information that you give us may be disclosed to selected third parties (e.g. product providers and fraud prevention agencies) for the purposes of processing your application.
• 3. We may use the information that we can hold about you to contact you from time to time by post, fax, e-mail or telephone to bring to your attention additional products or services, which may be of benefit to you.
• 4. We may transfer and store some information outside of the European Economic Area for the purposes of security backups and disaster recovery. By accepting this policy you consent to this information being transferred for these purposes to our servers which are located in the United States of America.
• 5. We (and any third party to whom we have passed your information with your consent) may use the information that we, or they, hold about you to contact you from time to time by post, fax, e-mail or telephone to bring to your attention additional products or services which may be of benefit to you. We may track the pages visited on this website to bring you such further information
• You have the right, at any time, to withdraw any consent given by you above, or obtain a copy of the information that we hold about you.